What Does a Home Warranty Company Cover?

A home warranty, as defined by the Cornell Legal Information Institute, is “a service contract that covers a major housing system–for example, plumbing or electrical wiring–for a set period of time”. These contracts protect home owners from high repair costs. Home warranties cover sudden appliance breakdowns and system failures. These are not covered under an insurance policy. With a home warranty, you’ll be covered if your refrigerator stops running or your plumbing backs up. That will save you time and money. Our service contracts promise fast service for covered issues. They protect for your home, budget, and time. A home warranty covers systems and appliances in the home that suffer from wear and tear. The amount of coverage is chosen by you. You can choose a custom plan that best suits your home. A typical plan covers:
Ducts and systems for heating Plumbing systems
Electrical systems
Water heaters
Kitchen appliances, including your oven, range, stove, cook top, dishwasher, and built-in microwave
Garbage disposal
Whirlpool bathtub
Blockage in the plumbing Garage door opener
Exhaust fans
Ceiling fans
If you would like deeper coverage, opt for a more complete plan. A Total Plan from Choice Home Warranty includes all of the above as well as your:
Air conditioning
Refrigerator
Clothes washer
Clothes dryer
You can add more coverage to your plan by making changes to it. This lets you to build a plan that’s only what you need for your home. Some of the optional items you can cover include:
Pool and spa
System of central vacuums Well pump
Roof leaks
a sump pump Septic system and septic tank pumping
Second refrigerator or a stand-alone freezer
Tailor your warranty to cover the systems that matter most. You may be concerned about the age or safety of any parts of your home. You can devise a strategy to safeguard those items. Your system may need broad repairs or to be replaced. Your warranty offers all the coverage you need for the problem. A likely disaster becomes a minor item on your to-do list.
Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Which Is the Best Home Warranty Company?
Choice Home Warranty has stayed true to its mission of protecting homeowners, buyers, and sellers. We offer the best service in the industry at the lowest cost. Choice is the best home warranty company for thousands of happy policy holders because we listen to our customers. This means we can give them the coverage and quality of service they deserve. Don’t take our word for it. See what people are saying about Choice Home Warranty and why it is consistently recognized as the best home warranty company.
Home Warranty Benefits
Appliances and home systems break down. This cannot be avoided by any homeowner. The high cost of repair or replacement can be avoided with a home warranty. Here are some of the benefits of owning a Choice Home Warranty:
Save Money – Avoid paying for repair or replacement of your appliances and home systems each time they break down or malfunction.
Peace of Mind: When you need service on your home systems or appliances, you can rest assured. You are covered for breakdowns due to normal wear and tear.
Convenience – With Choice Home Warranty, you never have to go out and look for the right service professional. Simply call our 24/7 customer service and we will send the right professional to your home.
Customization – Don’t pay for coverage you don’t need. Customize your plan and only pay for the coverage that applies to your home and situation.
Free Month – Sign up today and enjoy a full month of free service.
Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Best in Customer Satisfaction by Reviews.com as of 10/2019.
What Is the Average Cost of a Home Warranty?
Home warranty plan costs can vary based on the homeowner’s:
Place of residence
Desired level of protection
Dwelling size
Type of home
Families can choose between total and basic plans. This depends on the type and number of appliances they would like included in their plan. There are also options to cover features like a pool or septic system. You can get a quick quote online and get a better idea of how much your home warranty plan will cost. Make a wish list of what systems you want covered before you sign up. You can work with a customer service rep to go through your wants and needs. We will help you find the plan that is best for your family.
Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.
Family in front of their new house after buying a home warranty
What is a Home Protection Plan?
Your home warranty and a home protection plan are the same thing. It specifies the coverage for replacements or repairs. When you are ready to use your plan, simply contact our Claims Department at 1-888-531-5403. Explain your needs to a customer service rep or submit a claim online. Our customer service center is available 24 hours a day, 7 days a week, 365 days a year. We will connect you with qualified repair professionals in your area. You don’t need to research local service providers or shop for the best pricing when you’re covered by a home protection plan. The repair process is simple. Other than a trade call fee and any deductibles, the cost of repairs are covered. When your service provider arrives to handle the repair, there is nothing more you need to do. If an item cannot be repaired, your plan will replace it. A home protection plan offers peace of mind all year. You will not have to worry about steep expenses from major repairs or replacements. Explore your options with care to find the best fit for your home and lifestyle. Now you have low-cost coverage that meets all your needs.
Click Here to view complete limits of liability and any exclusions. CHW offers service contracts which are not warranties. See policy for specifics on response times. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. First Month Free available with purchase of any Single Payment home warranty plan.

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